Pengaruh Literasi Keuangan dan Teman Sebaya terhadap Perilaku Konsumtif melalui Penggunaan E-Wallet Pada Generasi-Z (Studi Kasus pada Mahasiswa Manajemen Universitas Teknologi Sumbawa) : Pengaruh Literasi Keuangan dan Teman Sebaya terhadap Perilaku Konsumtif melalui Penggunaan E-Wallet Pada Generasi-Z (Studi Kasus pada Mahasiswa Manajemen Universitas Teknologi Sumbawa)

PENGARUH LITERASI KEUANGAN, TEMAN SEBAYA TERHADAP PERILAKU KONSUMTIF MELALUI PENGGUNAAN E-WALLET GENERASI Z

Abstract

The influence of financial literacy and peers on consumptive behavior through the use of e-wallets in Management Students at the University of Technology, Sumbawa. This research uses quantitative methods. The sample in this study amounted to 80 respondents obtained by probability sampling method. With simple random sampling technique. Research data sourced from questionnaires and using the method of regression analysis with the SEM-PLS technique. The results of this study indicate that (1) Financial literacy has a significant effect on the use of e-wallets. (2) Peers have no significant effect on the use of e-wallets. (3) Fintech has no significant effect on consumptive behavior. (4) Financial literacy has a significant effect on consumptive behavior. (5) Peers have a significant effect on consumptive behavior. (6) Financial literacy has no significant effect on consumptive behavior through the use of e-wallets. (7) Peers have no significant effect on consumptive behavior through the use of e-wallets.