Muh Ikram Rahim, and Sudrajat Martadinata. “ANALISIS PENYEBAB KREDIT MACET PADA BUMDes DESA UMA BERINGIN KABUPATEN SUMBAWA”. Proceeding Of Student Conference, vol. 1, no. 4, Aug. 2023, pp. 369-75, http://conference.uts.ac.id/index.php/Student/article/view/736.