Rachmansyah Zulkarnaen, A. and Adhitya Ananda, N. (2023) “PENGARUH PERSEPSI RISIKO, MATERIALISME DAN PEMBELIAN KOMPULSIF TERHADAP KECENDERUNGAN BERHUTANG”, Proceeding Of Student Conference, 1(4), pp. 131–140. Available at: http://conference.uts.ac.id/index.php/Student/article/view/568 (Accessed: 23 November 2024).