PENGARUH FINANCIAL KNOWLEDGE, FINANCIAL ATTITUDE DAN LOCUS OF CONTROL TERHADAP FINANCIAL MANAGEMENT BEHAVIOR
Abstract
This research is entitled "The Effect of Financial Knowledge, Financial Attitude and Locus Of Control on Financial Management Behavior" which aims to test Financial Knowledge affects Financial Management Behavior in the Millennial Generation, to test Financial Attitude affects Financial Management Behavior in the Millennial Generation, to test Locus Of Control affects Financial Management Behavior in the Millennial Generation in Sumbawa District. This research is a study that uses quantitative methods. The data source used by the author in this study is primary data. Data collection in this study used a questionnaire or questionnaire instrument which was then distributed online via google form or gave directly to 100 respondents who were millennial generation people in Sumbawa District. The characteristics of the subjects in this study are divided into 4, namely based on the respondent's occupation, monthly income, gender and age of the respondent. The Financial Knowledge variable has a positive and significant influence on Financial Management Behavior, the millennial generation in Sumbawa District has Financial Knowledge and a good understanding of Financial Management Behavior. The Financial Attitude Variable has a positive and significant influence on Financial Management Behavior, because of the financial attitude of how they address the use and management of personal finances properly. The Locus Of Control variable has a positive and significant influence on Financial Management Behavior, individuals who tend to be able to control or control everything in their lives how individuals can manage personal finances to achieve goals in their lives.
